3728 N. Broadway Suite B

Muncie, IN 47303

765-286-4755

Meet the owner and CEO:  Howard R. Gluff has over 25 years of experience in the financial services business. Mr. Gluff has experience in all phases of personal financial planning with specialization in retirement and estate planning; using strategies that will generate "tax free" retirement income for his clients. Mr. Gluff earned B.S. and M.A. degrees and served as an economics consultant for the Center for Economic Education at Ball State University. Mr. Gluff consults with professionals, educators and small business owners in order to maximize their retirement income and preserve their assets. He is a veteran of the United States Marine Corps and serves as an officer for the Marine Corps League and is affiliated with the Young Marines and Toys for Tots programs.

Company Philosophy at Gluff Financial Services, Inc. is that we use advanced concepts and strategies in retirement planning, estate planning, wealth accumulation, tax minimization, asset protection and wealth transfer. We believe in educating our clients regarding the latest and most secure methods available in planning for their financial future and generating a "tax free" income stream with the preservation of their principal investment. Let us show you how to create an optimum retirement for yourself and a real legacy for your heirs. Call Gluff Financial Services today at (765) 286-4755 and let us take care of your financial needs and help save you money! Email me at: hrgfinancial@gmail.com